Ricardo Assunção is a highly qualified real estate professional in Madeira and Porto Santo, combining deep local market expertise with broad property advisory experience. Ricardo specializes in residential, luxury and investment properties and supports clients throughout the buying, selling and rental processes with professionalism and transparency.

In addition, Ricardo is a Bank of Portugal‑authorised Credit Intermediary (License No. 0002522) acting as the Technical Responsible Credit Intermediary for Leilolease Lda. This registration enables him to provide financial consultancy and credit intermediation services, including presenting credit agreements to lenders and assisting clients in securing financing for:

• purchasing primary or investment homes,

• personal loans,

• developer/“crédito sinal” financing for off‑plan properties,

• consolidation or restructuring of existing credit.

This dual expertise allows clients to work with a single trusted advisor for both real estate and financing needs — from property selection and negotiation to mortgage planning and application. Whether you are a first‑time buyer, seasoned investor, or corporate client, Ricardo’s integrated approach delivers clarity, convenience and personalised solutions.